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admin Investment

Strathclyde Associates Investment Guide Investment Strategy

A well-planned investment strategy is essential before having any investment decisions. A business strategy is generally based upon long run period. Formation of business strategy largely dependent upon the factors such as long-term goals and risk on the investment.
As the return on investment is not always clear, so the investors prepare the strategy so as to face the ongoing challenges in investment. A balanced investment strategy is generally required in the process of investment, which possesses long time period and some risk tolerance.
In the case, when a strategy is aggressive the chance of attaining a higher goal is higher. An efficient strategy can be obtained from portfolio theory, which shows good estimates on risk and return.
Strathclyde Associates Investment Guide: Investment Strategy is usually considered to be more of a branch of finance than economics. It is defined as set of rules, a definite behavior or procedure guiding an investor to choose his investment portfolio. For example, investing in mutual funds has recently emerged as a very favorable investment strategy.
An investment strategy is centered on a risk-return tradeoff for a potential investor. High return investment instruments such as real estate and mutual funds usually have more risks associated with it than low return-low risk investment opportunities. Return on investment can be calculated on past or current investment or on the estimated return on future investment.
Symbolically, it can be expressed as: Vf/Vi -1 where Vf denotes final investment value and Vi is the initial investment value. (“f” and “i” should be noted as subscripts)
Strathclyde Associates Investment Guide: Return on investment (ROI) is profitable when Vf/Vi-1>0 and the investment is deemed to be unprofitable when the value of final investment is less than that of the initial investment. ROI is calculated to be 1 or 100% when the value of the final investment is twice the value of the initial investment.
Types of investment strategies can be defined as follows: A passive investment strategy attempted to minimize transaction costs.
An active investment strategy guide used to maximize returns based on moves such as proper market timing. This usually mean, “buying in the lows and selling in the highs” or buying investment instruments when they are cheap and selling them off when their price appreciates. This strategy, however, is not very beneficial for small time investors.

Small time investors can adopt the buy and hold investment strategy to invest in equities, which although volatile in nature, give favorable long run returns. Investing in equity markets for small time investors is associated with the investors holding on for very long periods. In the case of real estate, the holding period extends the lifespan of the mortgage. Notably, in case of this strategy, indexing or buying a small proportion of all the shares in market index or a mutual fund is a purely passive variant of the above strategy.
The strategy of value investing, a classic investment strategy propagated by Benjamin Graham simply concentrates on the strategy that an investor buys shares of a company as if he was buying off the whole company without paying any attention to the stock market scenario or any exterior conditions such as the political climate. At the end of the day, if he can buy the stock at less than that its actual future worth to the buyer, the person is said to have discovered a “value investment.”
Investment strategies can also denote the investment strategies a national or federal government should follow to bring about economic growth in a country. This can only be achieved by domestic investment as well as significant FDI (Foreign Direct Investment) flows to particular sectors of countries, especially the less developed ones of Asia and Africa.
In case of India, infrastructural problems, excessive government intervention, rigid labor laws and corruption are stifling the flow of FDI in the critical sectors. Less developed countries such as those in the Asia- Pacific region and Africa can bring about much needed development in these economies.
An investment strategy in mutual funds is probably the best bet for a profitable investment. Mutual funds is defined as a pool of money supplied by different investors and in turn used by the mutual fund company to invest in various assets such as stocks and bonds. However, a detailed research has to be conducted for choosing the mutual fund companies and only those should be considered which have a professional investment manger. This will ensure that the funds get channeled towards the right investments. This also applies for investing in stock markets where a decision to invest should follow a through research about the past and current trends of the stock prices and their Net Asset Values (NAV). Analyses from market researchers about the predicted future trends should also be considered otherwise gains from capital appreciation; capital gain distribution (in case of mutual funds) and dividends might not be realized.
Lastly, investment strategies leading to green investments or investments in renewable sources of energy will be the next big thing in the investment spectrum. From Economy Watch. Economy, Investment & Finance Reports.

Strathclyde Associates is a full service brokerage firm with many years experience in providing a wide array of services globally to a vast group of clients that include private individuals, financial institutions, governments and corporations.

admin Customer Services

Accepting Payment Online 7 Steps to Improve your Customers Buying Experience

Of course, the number one way you can improve your client’s online purchasing experience is to accept credit cards on your site, because most of your clients will prefer to use their debit or credit card, rather than send checks through the mail. Credit and debit card purchases are immediate and secure; paper checks are the least secure method of making a purchase from an online seller.

Accepting payments online will also make it far less likely that customers will forget about your site or its address, decide to buy from a competitor who accepts online payments, or put off making a buying decision.

Once you’re accepting credit cards online, there are several other ways that you can improve the buying experience, particularly for those who are new to the Internet and may be apprehensive about completing a transaction online.

#1 – Explain what will happen during checkout and keep the customer informed during the buying process.

Giving a brief description of the process, reassures the customer that they’re on the right track to a successful purchase and let them know when the transaction is complete. For many people, buying online is something they do with great hesitancy; anything you can do to lessen their concerns will be appreciated by your customers.

#2 – Let your customers know that their information is protected and their transaction is taking place on a secure server.

Ensure that your payment page can be clearly identified as a secure site. The components of a secure site include a web address that starts with https; that indicates that the payment page is located on a secure server, and the display of a padlock symbol or logo that can be clicked on to confirm that there is a valid secure certificate associated with the secure server.

It can also help if your secure page starts with the word “secure” as the first part of the web address.

#3 – Send automated Thank You Notes and Personal Receipts to your customers

The transaction isn’t necessarily over when your customer has paid their money and collected their goods. One of the ways you can follow up with your client is to send them an automated note thanking them for their business, as well as a means to contact you after the sale. This also allows you to mention other services and products that you sell, that your customer may be interested in at a later date. Many merchants don’t do this – going the extra mile sets you apart from the crowd.

Subsequent to the thank you note, give your clients another indication that you’ve received their order, by sending a personalized receipt once the order is complete. That way, they have an immediate record of what they’ve bought and can print it for their records.

#4 – Brand your Payment Pages

Having a branded payment page not only makes you look more professional, it will increase your conversion rate and reduce your abandonment rate. Customers will be more trusting and therefore more likely to complete a purchase online if your payment page has the look and feel of your web site. This is especially true of individuals buying online for the first time and those who are buying from you for the first time. Trust, comfort and confidence play a major role in the buying decision of all online customers.

admin Investment

Tips for Spotting an Investment Scam

Common Sense Rules to Keep Your Hard-Earned Money

By P. Christopher Music

Do you know the tale-tell characteristics that indicate “investment scam?”
Over the course of the last two decades in the financial industry, I have had good fortune, and yes, bad fortune in learning about the realities of investments. When I speak with investors, its not uncommon for some people to insist on certain delusions they have accumulated regarding the subject. This article is an effort to give you some the characteristics of any investment proposal that deserves your careful scrutiny and distrust.
Most investment scams have certain characteristics in common:
1.Secrecy Any investment program that is worth anything can stand up to the scrutiny of financial advisors, accountants, attorneys and anybody else with some investment acumen. Many scams create this confidentiality to give the investor the feeling that they are “on the inside,” privy to investments only available to wealthy families or a select group of fortunate people. The confidentiality requirement is designed to prevent you from communicating with others about your involvement so you will keep believing what the scammers are telling you.

2.High ReturnsWhat rates of return should a person receive for investing money? Well, if it sounds too good to be true, it probably is. While 20% returns may be possible for very speculative investments under certain circumstances, anything beyond that is simply not real over time. If any return on investment is greater than what would normally be earned on that type of asset, it is a good indicator that something isnt right. Consult a knowledgeable financial advisor of your investment plans if you have any doubt.

3.No Track Record — Any investment program should have returns that can be verified by a reputable third party, such as an accounting or law firm. Further, the principals of the program should have fully verified backgrounds with a proven record of successful past investment programs. Moreover, any start-up would have a logical product and a complete business plan replete with reasonable financials and marketing plan. If there is no track record, forget it.

4.Lack of Full DocumentationAny legitimate investment has full documentation, including a prospectus (a document that explains the details of an investment) or offering memorandum (which is for private placement programs, investment programs that are made available to qualified investors and not to the general investor public). Complete contracts would also be provided carefully covering all of the details of the proposed investment. Insist on full disclosure.

5.GuaranteesTo my knowledge, the only investments that provide guarantees are insurance policies. If someone is offering you guaranteed returns or a personal guarantee, its not worth anything. If you lose your money in the investment, the personal guarantee is only as good as the assets of the person issuing the guarantee (if they had the money for the guarantee, why would they need yours?)

6.No Registration with Regulating AuthoritiesIn order to offer an investment to the public, in most cases, the principal creating such an investment will have to register it with the State. Further, the person selling the investment will have to be registered with the State as a securities salesperson or investment advisor. Lack of such registration is a red flag.

7.Offshore Tax Benefits — For American citizens, there are no offshore tax havens. In other words, US citizens are taxed on worldwide income, regardless of the source. Anyone stating that you can save or avoid income taxes by moving offshore is just dead wrong. There is no surer way of creating a problem than attempting to evade taxes. While there are asset protection reasons to use offshore entities, there are no legitimate income tax saving strategies offered offshore that cannot be done domestically.

I know I said 7 tips, but I thought of one more

8.International LureInvesting internationally has a certain allure to it. Its exotic and different. The only problem is that you transfer your assets overseas and the chance of getting them back may be zilch. The complexities of international financial regulations and laws make it a great justification for someone to not be able to deliver on intended investment results. Just keep your money closer to home.

Greed and Desperation
People invest in these programs due to desperation for money or the desire of getting something for nothing. The way to wealth is through investing wisely in your own ability and production and being intelligent enough to not spend everything you make. Falling victim to any investment scam can be a significant setback to your quality of life. Just dont play that game. Learn the natural laws of money and apply them and you will be where you want to be in due course.

admin Sales

The Importance Of Corporate Sales Training

There is definitely a right and a wrong way to go about training when hiring salespeople. Hence, corporate sales training is useful. This is where training of your hired sales staff is necessary. And beware because sometimes you spend more time in training than selling. When you are in business, you want your sales people to make as many sales as possible. Profits became your priority. Corporate sales training program sharpen your best people and turn mediocre into sales staff. Remember that with corporate sales training, the room for improvement is always there.

Take note that in every organization, people are the number one asset and the backbone of your company. And before starting the training you need to consider time and money so it won”t be wasted. Actually, the best sales person is someone who is taught the right way from the start. Corporate sales training in fact teaches managers and staff what is expected and how to accomplish things.

Based on studies the most reason why sales staff is leaving their job is due to lack of support they get from their sales manager. Some feel that their talents are just ignored and not appreciated by their managers. Well, this is where corporate sales training is needed since most managers don”t really have the skills to train people. Sales manager are just be a top selling former salesperson but not trainers.

The importance of getting in tune with your staff is one of the lessons you benefited from corporate sales training. Success in business will be achieved by managers that have the respect and loyalty of his staff. This kind of managers is what actually people need. A type of manager who can always make time for his sales staff and the one who is interested in their opinions is what people want. If you are a manager you can always find a way to motivate your sales people. The sales team that looks at every day as a new opportunity is going to be successful.

Just remember that, it doesn’t matter if you are general manager needing to increase company revenues, a sales manager wanting to improve your team’s results, or a sales representative looking to invest in your own self improvement; however you need to evaluate sales and sales management training seminars properly before getting one.

admin Business

Full Service Lead Generation Is The Key To Upgrade Your Business Ventures

The full lead generation service is to develop and design system to generate business potentiality through various marketing programs and campaigns. Agency used to keep track of the response of the outgoing consumer advertisement. In many occasion the lead management is likely to be similar to consumer relation management and sales management. Experts take a care of the business profitability by acquisition of new consumers, creating brand image and promoting sales target on existing consumers.

The main objective of lead management platform is to improvise the business volume. It is designed by professionals to organize data exchange program across the various stages and distributed to sales force to increase the sales volume. Agency prepare report after receiving the exact data from the data exchange program and transferred to your sales personnel that what they have needed to take the next course of necessary action.

The lead generation service also takes care of the other related part of the business like sales, advertising, marketing and brand developing. To generate new business revenue, they take appropriate step to improve general attitude of potential clients.

Some direct response agencies have developed world class lead management platform. Their designed software takes control over entire lead acquisition process. Their platform is ready to serve software solution in respect of business growth. They offer their services to entire solution for distributing lead, capturing, reporting and tracking. This process helps to remove the manual process which consumes maximum time.

To purchase the available leads, they provide clients a portal where form the client can choose. The internet and it technologies have a significant role for the success of the method. It opens up online era through the multitude of marketing channels

The performance media network offers display on cost per action (cpa) or cost per click (cpc) on which you can fulfill the object of direct response. They also make a design of targeting and deal structure. The campaigns of performance display run through their network service. They have experienced professionals and their effectiveness and efficiency help your business to meet its objective. There are some leading performance marketing companies who focused on customer acquisition and lead generation. With reliable and valuable inventory they provide consumers with inter active and informative buying experience with registration, quality leads and sales.

admin Business Strategy

Software website SEO – Powerful Strategy For Business

Search engine optimization is the most powerful tool for the online business or small business. It helps to make business powerful with the help of modern technology, unique contents, social media optimization, social media marketing, blogging and some social media sites.

Search engine optimization is the most powerful tool for the online business or small business. It helps to make business powerful with the help of modern technology, unique contents, social media optimization, social media marketing, blogging, some social media sites and social media optimization etc. This is highly beneficial for the business to get online presence and bring traffic to the website. It makes the traffic of the website and converts the visitors of the website into the customers of the website. If you have software companies then consult with a software website SEO to make this possible.

This service is highly powerful to make business boom and it works fine for the online business. This is really good for the business to get global presence and this takes some time to make this possible for the business. It makes the business so much powerful that it can help you a lot to develop your income. This is helpful for the online business to avail the service of the software website SEO and this makes your income increased. You can make your business website optimized with the help of proper keywords, search engine optimization and fresh content.

This service is indeed very much helpful for the online business to get optimized with the help of target audience. This service is really helpful for the business owners and this helps to get optimized in search engines. This is really helpful for the businesses to avail software website SEO with the help of original contents and this works fine it makes the companies helpful for the customers to avail more benefits. This way you can reach to your customer easily and convert them to purchase your goods or services soon. This helps business really to make its sale boost.

This process makes the business powerful with original content, search engine optimization, search engine marketing, blog, social media optimization and other useful thing that can make business boom. This can make the customers helpful for getting the useful information about the companies and this works good while making online sales of the products or services.

About Author

Thomas Lenarz has been a popular online marketing expert who has deep knowledge about some top notch Web Design and Development Companies. As of now, Thomas Lenarz has helped many people get the information on reputed SEO companies.For more information please visit here, Best Software Website SEO.

admin Innovation

To Seize The Opportunity of Innovation Economy

Nowadays,
with the increase of the country’s economic strength, the pace of
development is also accelerating. To strengthen the real economy and
develop science and technology innovation has become a major problem in
economic progress. The development of the western region, urbanization
construction, affordable housing and construction of water conservancy
projects has created new opportunities for crusher industry. This paves
the way for independent innovation.

With
the coming of economic recovery, the sales of crushing equipments are
growing. Many enterprises take the opportunity to get into the market
and then form a intense competitive situation. At the same time, the
current situation arouses potential for independent development and
research. Henan Hongxing Mining Machinery Co., Ltd. is specialized in
producing crusher equipment; they have launched a series of products,
such as sand maker, cone crusher and mobile crusher. They try their best
to keep up with the current situation. In addition, after independent
innovation, they now can provide products with patent, such as PYFH high
performance cone crusher, it can meet the requirements for “more
crushing and less grinding” and sells well both in domestic and
international market.

After ten years of development, crusher
industry has achieved great success. Some new factors will contribute to
the prosperity of crusher industry after the storm of the recession.
Innovation economy will bring new opportunities, at the same time, with
the increase of domestic infrastructure investment, Hongxing crusher
also will also find the great chance to develop.

Henan Hongxing
Mining Machinery Co., Ltd. is one of the most famous crushing equipments
manufacturers in China with decades producing experience and advanced
producing technology. On the basis of traditional culture, Hongxing
Company gears the needs of the world. Inheriting the traditional culture
and firmly holding the Sino-foreign complementary principle, Hongxing
people open eyes on the world and the future to build a unique
enterprise culture. Hongxing Company firmly practices the goodness
first, and benefits the employees and customers as well as society
feedback. Thus Henan Hongxing Mining Machinery Company works steadily to
practice sharing society responsibility during the enterprise
development.

Primary crushers : http://www.hxjqcrusher.com/crusher/Stone-jaw-crusher.html

Ball mills : http://www.mine-crusher.com/ballmill.htm

admin Sales

Need Help To Close A Sale Sales Jokes Can Really Work!

Telling sales jokes to help lighten the mood can be a great start for any sales pitch. Obviously the sales jokes needs to be clean, as you never know whom your really speaking to and what morals they do or do not have on certain topics. The more you get to know your client and you keep sales jokes and humour in your pitches the better the relationship can become.

Sales Jokes can be seen or heard everyday in radio and television commercials and in all types of advertising. We even have television shows all about funny advertising. With all of this it is no wonder we bring sales jokes into our day to day sales pitches and conversations. Even the toughest of customers have a funny bone somewhere so finding an opportunity to us a sales joke might just lighten the mood and make your conversation seem less about wanting a sale.

Sales jokes can be in the form of face to face sales, email sales, advertising sales the list is really endless there is no time not good for a good old joke and a laugh. We often get too caught up in how we are going to make sales and how are we going to get the customer to listen or want to keep listening to what we are trying to say around selling any product or service.

Keep some jokes up your sleeve, they can just be one-liners even. Try to make the joke around what you are selling be product specific if you can.

An example of a sales joke might be:

Tony was very excited; he had just landed his first professional sales role. On his first day at the company, the sales manager took him up on to the roof of the building and said, “I am going to give you your very first lesson in sales. Stand on the edge of the roof.” Reluctantly, the new salesman moved closer and closer to the edge of the roof. “Now,” said the sales manager, “when I say, ‘jump!’ I want you to jump off the roof.” “But, sir,” protested the green sales recruit, “there’s a huge drop!” “Do you want to succeed in sales?” said the sales manager.” “YES” “And you trust me, don’t you?” “Yes, I guess.” “So do as I say and jump.” Tony jumped. He crashed to the ground and lay there, winded and bruised. His sales manager went racing down the stairs towards him. “That was your first lesson in sales, Tony. Never trust anyone in business!”

At the end of the day everybody loves a good laugh, so by using sales jokes and humour in your conversations with customers you are creating a solid ground for your sales pitch to feel less like a sales pitch.

admin Business

Smart Features Of Business Broadband

As broadband speaks to the measure of data that could be exchanged through a rapid internet connection, business internet broadband with higher data transmission empowers get to and exchange of considerably more data and data, an extremely urgent element in today’s period of corporate rivalry. The criticalness of internet broadband for businesses can’t be undermined. With mechanically exceptional online apparatuses, the long haul business objectives and systems best suited for development and extension might be dead set.

The three most important features that make business broadband so mainstream are:

Connection Speed: Business internet broadband associations are generally high velocity associations as contrasted with a standard dial up association. Furthermore, diverse speed extents with changing expense alternatives are accessible, permitting the client to exchange no less than twenty times more data at any given time. Such a speed is exceptionally successful for a business in the accompanying ways:

Larger file transfer in matter of seconds

Cost powerful as enormous documents could be sent over the net as opposed to being couriered or faxed

Security issues took care of with quick upgrades and programming redesigns

Fast transfer of immense film documents, pictures and representation

Virtual gathering progressively conceivable.

Enables sound and feature conferencing, therefore decreasing phone costs

Installation of online security Cameras.

Round the Clock Connectivity: A broadband connection permits fast network to the net at whatever point the workstation or computer is exchanged on. Dissimilar to the dial up connection, this peculiarity encourages the business by staying constantly connection with the customers. With round the clock network, the internet serves as an included to a great degree huge estimated hard drive with endless data storage.

Business internet broadband arrangements are generally chargeable at a settled rate for boundless utilization, henceforth business clients can profit without bringing about additional expenses for included data utilization. Likewise, steady connection guarantees continuous data stream alongside:

Elimination of postponement in accepting and answering to critical business messages

Permanent round the clock integration to all the workplace extensions. Change in any office setup might be upgraded immediately

Remote servers guarantee safe data storage and get to whenever and from anyplace, be it office, home or amid travel

Use of internet for ease or free voice calls

Serves as a Standalone Connection: Business internet broadband requires

Establishment of a modem much the same as a standard dial up connection, the main contrast having the capacity to make calls all the while as utilizing the internet. A handier focal point is the profit of identifying with clients while taking them through the website pages for particular data they need. Additionally, it spares expense of additional phone line introduced for internet connection. The business broadband connection likewise allows the utilization of more than one machine for the single connection line.

For more information about Business Landline and Business Phone Line also please visit us.

admin Management

Anger Management

When getting ready to talk about anger management one of the first things you should do is check to see if you have enough time. The reason for this is because you will find a lot of anger management methods. Even without training you can sit down and make up strategies to help you to control your anger better. The problem with it is however you need to know if you have time to fail again and again as you go through the brutalities of trial and error.

You should know that there is a danger. Anger problems that linger and are not speedily fixed often grow so large that they eventually require something stronger than anger management classes to fix them.

With anger management classes, you get a huge lift. You get also get a guide who can help you get around the difficult aspects of the change you are making. There is a wise saying that a person who teaches himself has a foolish teacher, and it without doubt holds true in the case of anger management. You can teach yourself and come up with good things to do, but if it does not work right away can your life handle delays with getting anger controlled.

Some strategies

Now that you know about the danger of trying anger management by yourself, let’s consider some strategies you can start with today before your class starts that will help to bring your anger under control.

Take a minute

You want to do three things when irritated. First stop whatever you are doing, then take deep breaths, and count slowly to ten. The deep breathing will make your emotions more pleasant and controllable for you.

Once you have done this if your anger is fiery then move from that place and go somewhere else until you are calm. Once you have calmed down go back and fix the problem, never before. If you find that half an hour later you still can’t go back to solving the problem because your anger has not cooled sufficiently, then you need to do an anger class. Half an hour is enough time to cool down from anger.

Relax

If you are going to be successful with anger management strategies, you will know how to relax. Relaxing is something that you can do alone. And you can even practice relaxing even when you are not angry. Even when calm, you should still get time to relax daily. When relaxing, be sure to relax both your mind and your body.

You will find a lot of advice online on how to relax, just pick three or four suggestions you think will work for you. And if you want to be expressing your anger properly in less than 48 hours, go to http://www.the-anger-management-store.com, I have more free videos there that tell you more about it.