Investment Banking Services To Simplify Wealth Management

Sequoia Presidential Yacht is a field of banking that aids individuals, companies or governments in raising capital. In commercial banking, the institution collects deposits from clients and gives direct loans to businesses and individuals. Unlike commercial banks and retail banks, investment banks do not take deposits. From 1933 (Glass-Steagall Act) until 1999 (Gramm-Leach-Bliley Act), there remained a strict separation maintained involving the two varieties of banking within the United States. Since 1999 that practice has moved to a environment whereby commercial banks might also participate inside investment banking side. Other industrialized countries, including G8 countries, have historically not maintained this type of separation.

Would have to an analyst choose for the way to leave investment banking about the whole and a lot of attain their experience might be leveraged to consider into positions that will be normally require more experience. After all, many analysts wrack up double several from the average workforce and must be effective their work with an intensity level that’s truly one with the highest inside the company world.

So I may not expect everybody to sit down back and do nothing about it. I think that the actions were fairly justified. Now would this stay forever? We would have to watch and find out. Now if you look on the nature with the regulation which is happening, it is all around, making banks safer and also it’s around being sure that what banks can do with depositors money is limited to safer activities; meaning that you simply cant do some in the stuffs that got us into trouble in just a commercial bank, you therefore need different licence – a merchant banking licence.

Earlier, you talked about the central bank and AMCONs efforts in resolving the banking crisis. But since the crisis was resolved, there may be the insinuation that the Nigerian banking marketplace is over-regulated, when compared with its peers around the continent. Do you support such a view?

Many individuals don’t discover success off from the investment of 1 stock but from your successful portfolio which helps in diversifying their investments. When new traders invest solely in markets just like the Futures trading or Forex trading system theyre greatly restricting their potential of success and leaving no avenue outside of these investments inside the case your investment won’t produce the required results.

As second-year MBA students chatter at cocktail parties, one with the major topics of discussion is who landed investment banking offers. Although the reputation of investment banking has taken a beating following a 2008 economic crisis, corporate finance efforts are still a terrific way to achieve valuable business experience and earn a handsome paycheck.

During previous economic downturns the regular stance was that cash was king. If stock markets and property prices were choppy, simply keep your money inside bank. There was never any doubt on the safety of that money. However the entire world we are now living in has changed. As a UK saver you might be now only protected for 50k in each bank. If the bank goes under, you could lose money. A ridiculous notion 10 in the past but very realistic now. Indeed for all those who invested into Icesave a few of years back, they eventually got lucky and were repaid by the UK Government. The Treasury were convinced they’d be reimbursed by the Icelandic Government but the money never came. Such a future failure may now fall on deaf ears.

Understanding how these models work and also the theory behind them will help you answer a lot in the technical questions that may get thrown at you within an interview. Know the capital asset pricing model (CAPM) and how to calculate the weighted average expense of capital (WACC). Know how to un-lever a beta.

Dissertation Proposal On How Relationship Marketing Can Help Improve The Image Of Companion

INTRODUCTION

Against the background of the current economic situation within the region, many marketers are looking for better and more effective ways of increasing their sales. Some of them assume that when there is greater media visibility, then one is more likely to boost their success. However, what most of these marketers are forgetting is that there are relationships that are created every time a sale is made. Consequently, their companies must look for ways in which they can sustain this kind of relationship. The proposal will examine how relationship marketing can boost company images in the car industry with specific emphasis on the issue of trust.

BACKGROUND

This project is worth doing because of a series of reasons. First of all, the automobile company is one of the most important sectors of the UKs economy. Consequently, there is a need to look for ways in which this industry can be improved in order to boost the economy. Additionally, by examining the role that trust plays in relationship marketing, then car companies can understand the underlying factors required to make relationship marketing work for them. This project will also be significant in providing information about various tools and approaches in relationship marketing from automobile companies. (Jackson, 1985)

Previous work in relationship marketing has focused on its core functions. Levitt (1983) explains that relationship marketing is a form of marketing that centres on consumer satisfaction and retention. This is a shift from traditional approaches that mostly emphasised on transactions made at the point of sale. Some authors have looked at application of relationships to the automotive industry. Nilsson (2004) examined a case study of an automobile company in the US and looked at how this companys success had been enhanced though relationship marketing. Other authors such as Kotler (2005) , DeYoung and Boldt (1988) & Berry (1983)

have examined ways in which relationship marketing can be integrated with other marketing concepts such as process reengineering. Furthermore, a lot of work has centred upon the use of relationship marketing in various aspects of an organisation. These include its application in the supply chain logistics, information technology and other vital sectors. (DeYoung, 1987)

RESEARCH QUESTIONS AND OBJECTIVES

The major objective that the research will be trying to achieve is to determine what the link between company image and relationship marketing is in the automobile industry. This will be determined through four specific objectives
1)What role does trust play in boosting relationship marketing in the automobile industry
2)What role does loyalty play in enhancing relationship marketing?
3)How can automobile companies apply relationship marketing in their marketing mix?
4)What is the value that relationship marketing brings to automobile companies?

Through these research objectives, it will be possible to understand what makes automobile companies successful in terms of relationship marketing and that can then be linked to company image. When companies are regarded as successful by their current or future clientele, then it is likely that they have a good image or vice versa. (Jackson, 1985)

METHOD; RESEARCH DESIGN
The research will dwell on the automobile industry in the United Kingdom. This will be done through a combination of approaches. Some leading automobile manufacturers like General Motors will be identified and asked about their implementation of relationship marketing. This will be analysed through personal interviews with their sales members. Additionally, the customer lifetime value added to a company through relationship marketing will be calculated for those chosen organisations. Customers will also be included in the research because they will be instrumental in assessment of how successful they perceive certain companies hence reflecting on the company image. (Envision software, 2007)

Personal interviews will be utilised when dealing with company representatives owing to the fact that they will be useful in highlighting certain unique r. marketing features prevalent in their organisations. However, in order to get uniform responses from clients, it would be favourable to use questionnaires for them. Secondary data will also form an important part of this research because it will provide a backbone for determining those elements that cannot be conducted practically and this include measurement of the value added to companies as a result of relationship marketing.

DATA COLLECTION
Data will be obtained through sales performance records released to the public by industry analysts. Data will also be obtained through the use of personal interviews. The population size in this part of the research will be made up of all top performing automobile companies in the UK. Ten sales representatives will be chosen from these companies. The sampling criteria will solely be based on that companys willingness and response to requests for interviews.

In the other aspect of the interview involving the public or various clienteles, the research will need to obtain fair representation from various parts of the UK. Consequently, a telephone directory will be used and respondents will be asked whether they would like to participate in the research. The questionnaires will be delivered personally to their residential areas after they accept to participate. Sampling criteria will be based on non probability sampling. Numbers will be chosen randomly in order to minimise biases. The research will involve ten personal interviews for sale representatives in automobile companies. Additionally, fifty questionnaires will be filled by those who accept to participate. (Durfee & Chase, 2003)

The research will also make a number of ethical considerations. Confidentiality will be a key concern as respondents in the questionnaire and the interview will be protected from other parties by concealing their identities. Additionally, care will be taken to ensure that clients only answer those questions that they feel comfortable with since they will be informed about this at the beginning of the research.

TIMESCALE

RESOURCES
Secondary data will largely be obtained from financial data released to the public. This will available in the school library and also in internet websites. This information will be crucial for ensuring that the issue of company image is duly inspected.

REFERENCES

Kotler, P. (2005): Relationship marketing- gaining competitive advantage through customer satisfaction and customer retention; North Western University Press
Nilsson, T. (2004): Customer relationship management within the US Automotive Industry; department of BA and Social Sciences, Lulea University Report, 18th June
Envision software (2007); Project Timeline management, available at http://www.envisionsoftware.com/ accessed on 11th November 2008
Durfee, W. & Chase, T. (2003): Project management, University of Minnesota Press
DeYoung, B. (1987): Marketing Your Charter Boat Enterprise – Putting Relationships to Work; Information Bulletin, no. 206
Berry, L. (1983): Relationship Marketing in Perspectives on Services Marketing; American Marketing Association
DeYoung, B. and Boldt, W. (1988): Relationship Marketing – Putting Relationships to Work, in Cornell Cooperative Extension Marketing Manual
Jackson, B. (1985): Build Customer Relationships That Last; Harvard Business Review, 120-28
Levitt, T. (1983): After the Sale, in The Marketing Imagination; Free Press

Examination of the Problems Facing the Transport Industry

The transport industry is facing up to wide spread problems all the way across the board, from same day courier services through to heavy goods haulage firms. How the industry deals with these problems is a vital question in how we can move forwards beyond the difficulties posed by rising fuel prices, environmental concerns being levied on the industry and also the potential prospect of winters as harsh as the one that the UK recently experienced.

The recent cold snap has a massive effect on the transport industry, and continues to do so, as it presented multiple problems that courier services and those in the industry had to work around and deal with. First and foremost amongst these problems was the over-abundance of ice on the roads during this period. Many local councils were woefully unprepared for a winter as harsh as the one we had last, leading to salt supplies being much too low. This in turn led to many roads simply becoming unusable, especially in smaller suburbs or urban areas. Needless to say this had the potential to strike a crippling blow to the transport industry and, for many, it did just that. The industry, and Britain as a whole, was simply caught unawares by the difficulties posed by such a nasty winter, and this led to major problems for many businesses, however the transport industry was amongst the most prominently affected. Vehicles were forced off the roads and many companies simply had to shut up shop for a number of weeks, drastically affecting income.

This is something to we simply can’t afford to happen again, especially due to the potentially catastrophic effect it can have on smaller businesses and urgent courier services, who rely on their ability to get from A to B quickly. As such we need to ensure that local councils all over the country have adequate salt supplies should we face the same issues in the future. Not only this, but salt supplies need to evenly spread around. We, as an industry, simply can’t afford another winter like the one we just experienced and knowing that supplies could have been available in places that needed them simply rubbed salt into the wounds.

Some are attempting to take measures to minimize the impact of this problem. The Freight Transport Association (FTA) has already recommended a number of potential solutions to the problems that the industry faces from a harsh winter. Amongst these are the obvious, such as ensuring there are larger salt supplies available to reduce the time queuing at salt production sites.

Another, less obvious recommendation is to provide drivers with a little more leeway when it comes to their hours. The FTA calls for a greater flexibility in the handling of a drivers time on the road, as well as calling for a modest increase in the amount of time they can spend driving when they are able, to compensate for the periods during winter when they may be forced off the road.

This call, however, comes into direct conflict with recent rulings by the European Parliament (EP). An attempt to permanently exempt owner drivers from the 48 hour week imposed by the EP failed, meaning that soon self-employed courier drivers will now have to limit themselves to 48 hours of working per week, alongside the workforce that they may employ.

Easigo is the best of the UK accident management companies.

Easigo is the best of the accident management companies in the UK, for helping victims of car crashes. If you have a car accident in which you were not at fault, there are a number of points you should consider,

when choosing one of the accident management companies UK. Easigo Accident Management UK are experts in this field, & whether you choose to use us or not, this article gives you a guide to selecting the best UK accident management company.

After a car accident, the first point, when picking which accident management companies UK to handle your non fault claim, is to consider whether you are being charged for the service and whether you will receive 100% compensation, with no deductions for costs etc. A lot of accident management companies UK advertise no win no fee but this does not mean you get their service for free. You need to select a company such as Easigo UK accident management; they never charge the customer and do not keep any of your compensation. Some other accident management companies UK make you buy an insurance policy; this is no different than paying fees!

Easigo UK accident management clearly state you never pay any fees and you keep a 100% of the compensation awarded you. They also only handle car accident claims, so are experts in that field.

When you pick a UK accident management company, simply getting injury compensation is only one area of help you need. If your vehicle is damaged, you need it repairing and some other means of transport providing while this is happening. You need an UK accident management company- such as Easigo car accident claim. They will arrange to get your damaged vehicle picked up ( if necessary), taken for repairs, and give you a similar or better replacement to use while this is happening. If your vehicle is still drivable, Easigo accident management UK will arrange for a replacement when yours goes in for repairs.

Because Easigo accident management companies UK deal directly with the other partys insurers, you will not be charged any insurance excess- something most insurers do, whether it is your fault or not! It maybe that you prefer a cash in lieu settlement, to getting your vehicle repaired. All repairs are quoted with new parts, so its often possible to fix it yourself and pocket the balance. This is not an option your insurers will offer- Easigo accident management companies UK can do this for you.

To conclude, only use an UK accident management company which charges no fees and give you a 100% compensation. Do not be misled by inflated compensation claims values. Stick to UK accident management companies, such as Easigo Accident Management who are experts in this area.